Stability Controls

Layer of automated risk management

In order to guarantee the stability of our protocol and pools, we've designed a set of Stability Controls that are considered by the protocol whenever a new loan origination arises. These controls may result in loans being rejected by the protocol, with the goal of guaranteeing its short- and long-term stability, for both lenders and borrowers.

Currently implemented controls

Name	Impact		Description
Loan-to-deposit ratio	Underwriting / Lending Pools	90%	Maximum pool utilization. This allows for a withdrawal buffer for lenders.
Debt Limits	Underwriting	Defined per collection	Maximum amount of exposure allowed to a single collection.
Lock-up Period	Lending Pools	7 days	Each new deposit can’t be withdrawn before the lock period finishes. If the lender already has an ongoing lock period, a new deposit won’t extend it.

Debt limit per NFT collection

NFT	Collection	Debt limit (ETH)	Debt limit (USDC)
	CryptoPunks	250	200 000
	Bored Ape Yacht Club	150	100 000
	Chromie Squiggles	150	100 000
	Fidenza	300	200 000
	Autoglyphs	115	-
	Mutant Ape Yacht Club	50	-
	Azuki	30	-
	CloneX	40	-
	Otherdeed Expanded	50	-
	Otherdeed for Otherside (Kodas)	75	-
	Otherdeed for Otherside	50	-
	Otherside Koda	75	50 000
	Archetype by Kjetil Golid	20	-
	Opepen Edition by Jack Butcher	20	-
	Memories of Qilin by Emily Xie	20	-
	Meridian by Matt DesLauriers	20	-
	The Harvest by Per Kristian Stoveland	20	-
	Winds of Yawanawa by Yawanawa and Refik Anadol	20	-
	Anticyclone by William Mapan	20	-
	The Currency by Damien Hirst	20	-
	DeGods	40	-
	Doodles	40	-
	Pudgy Penguins	50	-
	Moonbirds	15	-
	Gazers	50	50 000
	Ringers	75	100 000
	Bored Ape Kennel Club	40	-
	Meebits	40	-
	Beanz	15	-
	Lil Pudgys	15	-
	Cool Cats	15	-
	World of Women	10	-
	Vee Friends	20	-
	Rektguy	15	-
	Renga	10	-
	Invisible Friends	15	-
	Wolf Game	15	-
	Wolf Game - Genesis Land	10	-
	Wolf Game - Farmer	10	-
	Quirkies Originals	2.5	-
	The Captainz	20.0	-
	The Potatoz	15.0	-
	Milady Maker	40.0	-
	HV-MTL	15.0	-