As a Borrower

Zharta loans are protected from liquidation until loan maturity.

Our borrower-friendly features are one of the main factors that set our protocol apart:

• No Auto-Liquidations – No need to worry about Floor Prices dropping

• Delegation – Retain NFT Utility

• Pro-Rata APR & Refinance Pro - At any point during your loan you can repay the loan or take new offers to improve conditions or extend the loan.

• Improve conditions - The conditions of your loan can be improved anytime!

• Mobile - Manage your loans anytime, anywhere! Our scalable UI will adapt to your phone, tablet, laptop, or desktop.

• Lowest gas fees - Our platform has the lowest gas fees in the market.

Zharta's Borrowers need only have one concern: to repay their loans before their maturity dates or take a refinance offer. No need to worry about health factors or liquidation prices.