Lending Pools

Lenders can deposit and earn fees. From deposit date, Lenders are entitled to the interest accrued from ongoing loans on a pro-rata basis. However, earnings are only distributed among Lenders every time a loan is repaid or recovered.

LP
Exposure
Rules
Earnings

ETH

See Pool Management

100% of all Interest Payments and Penalty Fees

100% of all liquidation proceeds (excluding protocol fees if applicable)

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In order to reward our Genesis Lenders, Zharta decided to temporarily reduce the Protocol Fees from 25% to 0%.

Available Liquidity

AvailableLiquidity=(1UtilizationRate)(1Reserve)TotalDepositsAvailableLiquidity=(1-Utilization Rate)*(1-Reserve)*TotalDeposits

The current Reserve Parameter (Stability Controls for more information) is the following:

Lending Pool
Reserve factor

ETH

10%

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Lock Period

A 7-day Lock Period is applicable for deposits into Lending Pools (go to Stability Controls for more information). Each new deposit can’t be withdrawn before the lock period is over. If the Lender already has an ongoing lock period, a new deposit won’t extend it.

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